When you have stocks, brokers will let you take a margin loan of at least 50% or more of your equity value. This gives you 1.5 leverage, at the cost of margin loan interest, which is usually terrible at most brokerages. For example, Schwab will charge you 13% interest as of today. If you cannot make more than 13% on the investments you do with leverage, you won't even break even. Interactive Brokers will give you a much better rate, for example 5%. This is an easier number to beat on investment return.
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When you have stocks, brokers will let you take a margin loan of at least 50% or more of your equity value. This gives you 1.5 leverage, at the cost of margin loan interest, which is usually terrible at most brokerages. For example, Schwab will charge you 13% interest as of today. If you cannot make more than 13% on the investments you do with leverage, you won't even break even. Interactive Brokers will give you a much better rate, for example 5%. This is an easier number to beat on investment return. It must have been nice during the [ZIRP](https://en.wikipedia.org/wiki/Zero_interest-rate_policy) era, but those days are gone for now.